Heat Pump Financing Program

Is your house heated by fossil fuel?

You may be eligible for 0% interest financing to replace your fossil fuel air space heating system with an electric heat pump.

This program enables Central Saanich homeowners to fund up to $12,000 of the cost of getting off fossil fuel heating through an interest-free loan, repaid on property tax bills over 10 years. Plus, you can take advantage of other subsidies and rebates!

Interested? Check if you are eligible and contact us today! Limited spaces are available for this program.

Getting started

  1. Understand the program. Carefully review the Program's Terms and Conditions to check your eligibility.
  2. Confirm availability. There are limited spaces in this program!
  3. Submit registration form. Receive notice of pre-approval from program administrator.

For program availability, please contact us at climate@csaanich.ca or 250.652.4444 (ext. 2224).

Eligibility requirements

  • The property must be within the municipal boundaries of the District of Central Saanich.
  • Property must be an eligible home type and must be primarily heated by an oil, propane or natural gas furnace or boiler. The replacement of broken heating equipment is not eligible for this program.
  • Your property tax status must be in good standing.
  • You must apply to the program and sign a financing agreement before starting any work.
  • Homeowners must complete a pre-upgrade EnerGuide evaluation. Before booking, contact us about the District's subsidy program. If you have received an evaluation recently, please let us know.
  • Quotes must be from contractors on the Pre-approved Contractors List (see Related Documents on this page).

Learn more

  • Review Frequently Asked Questions for this program (see Related Documents).
  • Find out more about the benefits of heat pump heating systems.
  • Attend a free workshop!
    • Check for an upcoming date for the District's free Home Energy Improvements 101 workshop, in partnership with North Saanich.
    • Register for free webinars through Home Energy Navigator. Topics include: Energy Efficiency Primer; Engaging Energy Professionals; What is House-As-A-System?; Matching Motivations to Upgrades; Draftproofing & DIY; After the Retrofit.

For program questions, please contact the program administrator at climate@csaanich.ca or 250.652.4444 (ext. 2224).

Get the EnerGuide Home Evaluation Subsidy

Approved program applicants can get substantial savings on an EnerGuide home energy evaluation (a program requirement). These evaluations are booked with a District-approved Energy Advisor: 

  • EnerGuide pre-retrofit evaluation: $99 + tax (save over $400!)
  • EnerGuide post-retrofit evaluation: $50 + tax (save over $200!)

For subsidy details, reach us at climate@csaanich.ca or 250.652.4444 (ext. 2224).

Combine with rebates

Available rebates can cover up to 100% of the cost to make upgrades! Learn more about how the rebate process works and find rebates with the CleanBC rebate search tool.

Questions about rebate programs? Ask a free CleanBC Energy Coach at 1-844-881-9790 or use their contact form.

For example, financing can combine with the Energy Savings Program, based on household income levels.

For free assistance with rebate applications and contractor comparisons, contact Home Energy Navigator at 1-866-381-9995 or ​info@homeenergynav.ca.